What Is the XRP Ledger? A Technical Breakdown of the Payment Network
The XRP Ledger (XRPL) represents one of the most established blockchain-based payment networks in existence today. Launched in 2012 by Ripple co-founders Jed McCaleb, Arthur Britto, and David Schwartz, XRPL was designed from the outset to facilitate fast, low-cost cross-border transactions. Unlike many other distributed ledgers, it operates without mining, relying instead on a unique…
